No policy of the newly elected provincial government in Ontario has sparked more controversy than the proposed cancellation of the basic income pilot. We propose a way forward.
The basic income pilot in Ontario was unlikely to tell us anything we don't already know. Basic income supporters should change their focus from re-instating the pilot to developing and promoting options for a phased implementation. The most important thing to focus on in the short-term is that participants are treated ethically as the project winds down.
The Filene Research Institute and the Canadian Credit Union Association commissioned me to write a report examining the characteristics of the well-governed credit union and exploring the values and risks associated with co-operative governance models. I summarize some of the key insights in a blog posted at Contemplating Co-ops.
Canada’s credit unions need to find a way to work together to survive, which can only happen if they are able to build the trust and legitimacy necessary to redesign how they interact with each other and make decisions at the system level. Credit unions that think they can make it on their own do so not only at their own peril, but at the peril of the system as a whole. Find this blog post at Contemplating Co-ops.
The credit union system in Canada is at a crossroads. Find this blog post at Contemplating Co-ops.
Credit unions should be able to use the words "bank" and "banking" without fear of reprisal from Canada's national financial regulator. Find this blog post at Contemplating Co-ops.
Low margins, increasing competition, rapid technological change, increasingly diverse expectations for member services, and new and often unfavourable regulatory environments make it clear that the status quo is unsustainable and change is required at the second-tier level in the credit union system. Find this blog post at Contemplating Co-ops.
The Saskatchewan government should have chosen to privative liquor retailing by opening up the market, or kept it publicly-owned. Half-baked privatization can be more harmful than no privatization. A longer blog post on this issue can be found at Contemplating Co-ops. An op-ed on this issue originally appeared here.
Society needs to take the co-operative business model more seriously as an alternative to conventional investor-owned firms. Find this opinion article here.