Low margins, increasing competition, rapid technological change, increasingly diverse expectations for member services, and new and often unfavourable regulatory environments make it clear that the status quo is unsustainable and change is required at the second-tier level in the credit union system. Find this blog post at Contemplating Co-ops.
The Saskatchewan government should have chosen to privative liquor retailing by opening up the market, or kept it publicly-owned. Half-baked privatization can be more harmful than no privatization. A longer blog post on this issue can be found at Contemplating Co-ops. An op-ed on this issue originally appeared here.
Society needs to take the co-operative business model more seriously as an alternative to conventional investor-owned firms. Find this opinion article here.